Seek better outcomes with a partner you can rely on.
Retirement is at the heart of your practice. You need a partner who can help you navigate the ever-evolving retirement landscape. With 66% of our assets under management held in retirement accounts,* our experience runs deep. We also have20 years of experience delivering target date solutions and over 30 years of experience providing recordkeeping services and managing stable value assets.
Use ouractionableinsights,client-focusedproducts, andvalue-add servicesto seek betterretirement outcomes for your clients, whatever their needs.
*As of 6/30/2023
Committed to Your Success
$380+ billion
in target date assets*
$38+ billion
in stable value AUM*
ACTIONABLE INSIGHTS
Stay one step ahead with our latest retirement insights.
Use our insights to gain fresh perspectives, validate decisions, and help your clients feel more confident about their retirement journeys.
Retirement Planning
From retirement investing to tax planning and retirement income, get the very latest to help your retirement-focused clients stay on course.
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Qualified Plan Support
Access key articles to help plan sponsors and consultants with plan design, participant education, investment decisions, and more.
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Target Date Insights
Gain access to our latest thinking and learn more about how we seek better outcomes for our clients.
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CLIENT-FOCUSED PRODUCTS
A full range of products built with clients in mind
We can help you meet diverse client needs through our lineup of mutual funds and collective investment trusts. This includes a range of target date solutions as well as our long-standing stable value strategy, which was incepted in 1988.
Target date solutions
- Aims to deliver the full value of active management
- Primary focus on growing savings to accumulate the assets needed to support lifetime income
- Secondary focus on limiting balance volatility around retirement
VEHICLE OPTIONS:
- Aims to deliver the full value of active management
- Primary focus onlimiting balance volatility around retirement
- Secondary focus on growing savings
VEHICLE OPTIONS:
- Makes meaningful allocations to passive investments, seeking potential lower costs
- Maintains a primary focus on growing savings
- Secondary focus on limiting balance volatility around retirement
VEHICLE OPTIONS:
“We have one of the broadest and deepest research teams in the asset management business, and the work produced by that group is a key competitive advantage for T. Rowe Price in evolving our product offerings to reflect the latest thinking and modeling techniques.”
Wyatt Lee
Head of Target Date Strategies
Two distinct glide paths to match predominant client objectives
Target date solutions pursue their objectives through gradual adjustments to the allocation mix of equity and fixed income investments. These adjustments, known as the glide path, are summarized here for our Retirement and Target glide path solutions.
Get more details and a closer comparison of our glide paths.
Learn how we continue to advance our target date solutions.
With more choices and lower fees, we're seeking to deliver even better results for a greater overall value.
Explore Our Target Date Solutions For Every Path
Learn More
Retirement Funds: Seeking Better Outcomes for Clients
View Article
Celebrating 20 Years of Target Date Leadership
View Article
Target Date Investing Through Volatility
View Article
Learn More About Our Target Date Insights
View Articles
With more choices and lower fees, we're seeking to deliver even better results for a greater overall value.
Explore Our Target Date Solutions For Every Path
Learn More
Retirement Funds: Seeking Better Outcomes for Clients
View Article
Celebrating 20 Years of Target Date Leadership
View Article
Target Date Investing Through Volatility
View Article
Learn More About Our Target Date Insights
View Articles
Stable value
- Driven by a stable value team with experience across various market cycles
- Focuses on delivering yield in varying market environments
- Diversified across high-quality fixed income securities and multiple wrap issuers
“Broad diversification across high-quality fixed income securities and wrap providers is our hallmark.”
Antonio Luna
Head of Stable Value
SUCCESS-BUILDING SERVICES
Set yourself apart with tools to deepen client relationships, build your practice, and optimize portfolios and plan menus
Financial Wellness
Leverage our research to emphasize the value of financial wellness, and arm yourself with the tools to define and measure program effectiveness and success.
Visualize Retirement
Give clients the tools to create a retirement vision and prepare for the nonfinancial aspects of retirement.
Planning for Health Care Costs
Help preretirees conquer their fears of health care costs with a holistic approach to retirement planning.
Investment and Plan Analysis
Benchmark and compare investments or examine plan-specific trend information with our suite of reporting capabilities.Call us to learn more.
This material is provided for general and informational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making.
Risk Considerations:
All investments are subject to market risk, including the possible loss of principal. The principal value of the Retirement Strategies and the Target Strategies (collectively, the “target date strategies”) is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the strategies. If an investor plans to retire significantly earlier or later than age 65, the strategies may not be an appropriate investment even if the investor is retiring on or near the target date. The target date strategies' allocations among a broad range of underlying T. Rowe Price stock and bond strategies and derivatives will change over time. The Retirement Strategies emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The Target Strategies emphasize asset accumulation prior to retirement, balance the need for reduced market risk and income as retirement approaches, and focus on supporting an income stream over a moderate postretirement withdrawal horizon. The target date strategies are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The key difference between the Retirement Strategies and the Target Strategies is the overall allocation to equity; although they each maintain significant allocations to equities both prior to and after the target date, the Retirement Strategies maintain a higher equity allocation, which can result in greater volatility over shorter time horizons. Derivatives may be riskier or more volatile than other types of investments because they are generally more sensitive to changes in market or economic conditions.
Diversification neither assures a profit nor eliminates the risk of experiencing investment losses.
T. Rowe Price collective investment trusts (CITs) are not mutual funds. They are collective investment trusts established by T. Rowe Price Trust Company under Maryland banking law, and their units are exempt from registration under the Securities Act of 1933. Investments in the CITs are not deposits or obligations of, or guaranteed by, the U.S. government or its agencies or T. Rowe Price Trust Company and are subject to investment risks, including possible loss of principal. The CITs are available only to certain types of retirement plans.
Differences between compared investment vehicles may include investment minimums, objectives, holdings, sales and management fees, liquidity, volatility, tax features, and other features, which may result in differences in performance.
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